Thinking about buying a home in 2026? 🏡
Before you start touring houses, this conversation will help you understand what really matters right now.
In this episode, we talk about what today’s buyers need to know to get approved, stay competitive, and buy with confidence in the 2026 housing market. We break down affordability, credit scores, common buyer myths, and smart strategies for buyers who are selling and buying at the same time.
You’ll learn:
How buying power actually works in 2026
Why small changes in interest rates often don’t affect payments as much as buyers expect
How much house you can realistically afford based on income
The biggest myths buyers believe about qualifying for a mortgage
Why you don’t need 20% down to buy a home
How credit scores really work and how to improve them faster
Common credit mistakes that hurt approvals without buyers realizing it
What buyers should do early to avoid stress and missed opportunities
Smart options for buyers who need to sell and buy at the same time
We also share real-life scenarios where buyers thought purchasing a home wasn’t possible—and how the right planning helped them succeed.
👉 Watch until the end to hear the one thing buyers can do right now to put themselves in the strongest position for approval in 2026.
📞 Ready to Take the Next Step?
If you’re planning to buy or sell in Eagan or the Twin Cities, I’m happy to help you build a smart plan before you start touring homes.
Lana Kalinowski
Realtor serving Eagan & the Twin Cities
Edina Realty
📞 651-706-6661
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